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By Kevin Chambers

Since 2008, interest rates around the world have been kept incredibly low by governments and central banks. In the US, interest rates have been inching up the last couple of years. Globally, interest rates in the developed world are still very low, and in some countries have remained negative.

By Kevin Chambers

March 29^th. 17 days away as I’m writing this. Not a lot of time. March 29^th is the date when Britain will leave the EU, with a plan or not…. Sort of. At this point, British lawmakers have

By Kevin Chambers

Kevin reviews the story of Brexit, discusses the important points facing the ratification processes, and outlines how this event will affect the both British and US citizens.  Read the complete paper here.

Here at Headwater Investment Consulting, we are avid readers of the Economist. One of the articles we look forward to every year is called the Big Mac Index. This is the Economist’s “light-hearted guide to exchange rates.” First published in 1986, it is a measure to see if currencies are over or undervalued versus their exchange rate.

From our entire staff to you, Season's Greetings! Our office will have special hours over the next two weeks.  Normal business hours will resume on Wednesday, January 2nd. Please have a safe and happy holiday season!

By Kevin Chambers

According to Lipper, a financial analytics company owned by Reuters, more than $46 billion was redeemed

By Kevin Chambers

Part three of our series, exploring our world since the 2008 crisis, we look at the landscape of debt in the US. After 2008, the amount of debt held by consumers in the US fell dramatically. Surprisingly, it has also stayed low.  Total debt has started to rise again, mostly as people start to take on mortgages again after the crisis.

household debt

By Kevin Chambers

The second chapter of this blog series, exploring our world since the 2008 crisis, focuses on the US economy. Financial markets have been gangbusters, but the stock market isn’t always reflective of the overall health of the economy.

By Kevin Chambers